Janata Mediclaim policy covers hospitalization expenses for the treatment of illness/injury provided hospitalization is more than 24 hours.Pre-hospitalization expenses and post hospitalization expenses are also payable.
Pre existing Diseases are covered after 48 months of continuous coverage.
Get Discount in premium for family cover.
Expenses covered for Ayurvedic/Homeopathic/Unani Treatment.
Tax rebate available as per provision of Income Tax Rules under section 80-D
Cost of Health Check up is also provided after a certain period of time
Loyalty Discount is offered on continuous policy renewal
Good Health Discount is provided for claim free years.
Room Rent Limit
Rs 450 per day
ICU Daily Rent Limit
Rs 1800 Per day
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 4 Years
Waiting Period for New Policy
Free Health Checkup
After 4 years
Actual expenses or upto 1000
Covered, upto 25% of S.I
No Claim Bonus
5%, max. upto 30%
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