Plan Details



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Super Top Up Individual
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Synopsis:
Reliance Health Super Top Up financial cushioning you require when your hospitalization claim bill crosses your set deductible limit, which you could pay from your existing health policy or out of your pocket.

Highlight:

  • Entry Age:- Min: 18 years, Max: 65 years, Individual can cover upto 8 members with 6 children max and family floater can cover upto 8 members of a family with maximum 2 adults only
  • Policy Type:- Individual and Family Floater
  • Plans:- Plan A 1 year, 2 years, 3 years | Plan B 2 years, 3 years
  • Policy Period:- 1/2/3 years
  • Girl Child Discount (for covering two or more girl children):- 5%
  • Multi Year Discount:- 6% for 2 years and 11% for 3 years
  • Worldwide Emergency Cover:- Within the Sum Insured subject to a deduction of US $100 on each and every claim. The Aggregate Deductible shall not be applied for claims under this benefit.
Benefit:
Title Description
Room Rent Limit Single Private A.C Room (upto Deluxe Room)
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible
Post Hospitalization Expenses Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible
Pre-Existing Disease / Illness coverage 3 Years Standard Waiting Period for Pre-Existing Diseases (Option to reduce to 2 years)
Waiting Period for New Policy First 30 Days
Medical Screening For insured of 55 years & above and/or proposals with Deductible + Sum Insured amount >= 25 lakhs
Free Health Checkup After every 3 consecutive and continuous Policy Years. Rs 3000 for policies with deductible less than Rs 10 lakhs, and up to Rs 5000 for policies with Deductible greater than and equal to Rs 10 lakhs
Ambulance Expenses Rs 3500 per hospitalization. Subject to Claim under Inpatient Hospitalization is accepted.
Non-Allopathic Treatments Up to Sum Insured subject to Annual Aggregate Deductible
Donor Expenses Up to Sum Insured subject to Annual Aggregate Deductible
No Claim Bonus 10% of expiring Policy Year Base Sum Insured as Cumulative Bonus at the end of a claim-free Policy Year, subject to a maximum of 50% of Base Sum Insured