Plan Details



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Arogya Sanjeevani Individual
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Synopsis:
The policy covers anyone with a variable sum insured up to 5 lakhs.

Highlight:

  • Sum Insured range – INR 1L, 1.5L, 2L, 2.5L, 3L, 3.5L, 4L, 4.5L, 5L
  • Self, Spouse, Dependent legitimate or legally adopted children, Parents, Parent-in-laws, new born from 3 months age can be covered
  • 25% of the Sum Insured or INR 40,000 whichever is less per eye in one policy year to get treatment for cataract
  • Cashless Facility available at Network Hospitals Only through TPA.
  • Life Long Renewability.
Benefit:
Title Description
Room Rent Limit 2% of the sum insured subject to maximum of Rs. 5000/-per day
ICU Daily Rent Limit 5% of the sum insured subject to maximum of Rs. 10000/- per day
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All day care procedures
Pre-Existing Disease / Illness coverage After 48 (forty eight) months of continuous coverage
Waiting Period for New Policy 30 days
Co-Payment 5% co pay on all claims
Ambulance Expenses Expenses incurred on road Ambulance subject to a maximum of Rs 2,000 per hospitalization.
Non-Allopathic Treatments Covered
Nursing Allowance 2% of the sum insured subject to maximum of Rs. 5000/-per day
No Claim Bonus Cumulative Bonus will be increased by 5%, maximum of 50%