Ours is a goal-driven investment strategy. Since, our clients seek to achieve certain outcomes such as to fund current lifestyle, pursue a philanthropic initiative, and launch an entrepreneurial venture, children's education and marriage. For instance our investment philosophy would balance asset allocation, tax efficiency and cost effectiveness with goal-driven investing. In this context, we help you manage your portfolio within a band of volatility that is aligned with your tolerance for risk and your experience as an investor. Since we believe in optimal risk adjusted returns and not highest returns our emphasis is on risk budgeting as per time horizon not on short-term portfolio performance. On an ongoing basis, we identify asset classes, sectors and individual investments in order to understand where volatility is coming from, and where it could come from, in order to mitigate risk. We also consider how all your assets are correlated; even assets outside your portfolio and investments separate from those we help manage with you. We complement portfolio management with intelligent structuring of financial tools in areas such as tax, estate planning and insurance, in order to optimize investment performance.