Bhanu is my school mate, but we never discussed financial matters. Incidentally I was looking for Mutual Fund Advisor last year and approached Bhanu for potential investments. He is a well researched guy and provides genuine guidance sans pushing to invest through him. His choice of funds have been spot on and outperforming. More importantly, He doesn't lets us go beyond our risk profiles even if we sometimes as him to chase returns. For him Optimizing returns are important and not maximizing. I strongly recommend to connect with Bhanu for his unparalleled guidance.
Sukhmal and his team are my trusted advisors, friend and extended family. I have never taken any financial decision without taking Sukhmal's inputs. I am very impressed by his simplicity, his knowledge, his sensitivity in terms of our needs and requirements and also the quality of service that his team. True professional who has never pushed any product and never discouraged you to buy investments (right) from other channels, sources. I always have high regards for people who say "what they will do and do what they will say". Sukhmal is one of them. Over the years Sukhmal has helped me to plan, rationalize and extract maximum value from my investments. Thanks to him, I feel that I was adequately prepared for the key life stages be it real-estate, insurance, and in near future for my retirement, and higher studies for my son. For the financial planning process the detail analysis and data capture that he and his team insist on, is very rare in today's world. It is a tedious process and for someone like me who is disorganized, it is very slow. Sukhmal and his son were patient and completed the exercise on time and in full. They also took a session for my wife and me so that we understand the plan and think through on the implications of each and every suggested action point. They have always been very patient and always available for any help. At times, I had issues with some legacy investments which I had made before I met Sukhmal. He was always there to sort out administrative issues with the mutual funds, help me with correspondence and never did they point out to me that I had not made those investments through them and they will be unable to help. This is called true partnership and "customer service". I am also very impressed with their ongoing commitment through services like "Financial Health Check" - which is a mentoring and guidance program to enable me to stay aligned with the plan and get full value from it.
I got a very detailed financial plan, which went into each and every aspect of my finance and requirement. They worked out even the schedule of how I should cash out my Previous Investments and how to deploy the money got out of it, overtime. Their services post the plan completion was pretty good and the team members have been very responsive. I have implemented all the recommendations and have been with them for about two years and am very satisfied with the way they are handling my finances. They are very helpful -specifically which I would like to mention ... Provide advice /guidance any time you call them, small or big Always you feel a financial guardian behind you to monitor and show the right path with pros and cons Very flexible and adapt when any changing scenario crops up in between Never hesitate to say the right things, even if it not what I want to hear!
Sukhmal Uncle and Bhanu Bhaiya has been my financial advisor for almost 8-9 years now. I receive genuine, unbiased advice on Investments.. His investment suggestions have been fair, backed up by proper analysis. He has always demonstrated sound financial ability. After talking to him on various investment recommendations, I felt that investing through him was a good way to put some money away and let it grow without me having to deal with it frequently. The MyWealth App, an Value added service offered by him is an wonderful tool to track your assets, investments and insurances. I highly recommend him to anyone who wishes to come out of their financial mess and to build a better financial future.
Before 7/8 years when I had decided to purchase a term insurance to cover my home loan and liabilities, I met Sukhmal Uncle through my relatives. During our first meeting I was quite impressed with his comprehensive homework and great knowledge. After my own analysis I found all fact explained by him which help me to identify my exact need and ideal product. Also the best part is they can serve us for atleast next 30 35 years since his son has also joined him in his profession. I was investing into all sectors including equity and debt like NSC and Bank FD but I was not able to create balanced portfolio as I wished for. After so many experiments I have decided to consult someone who can help me to create my desire portfolio. I have discussed with so many consultants from different bank & Wealth Management Companies, but was not satisfied. Finally I had a meeting with Sukhmal bhaiya who explain me about necessity of Profiling of individual along with Goals. And also the importance of having a safety cover in form of insurance as at times Investments can falter and there Insurance fills the vaccum as explained in his words. I am advising all my known people to do comprehensive financial planning in early age to get great benefits of power of compounding. Best of luck Uncle and Bhanu.